Organization of credit activities tests TSU Rosdistant

Question 1
A foreign exchange transaction with the delivery of currency and its payment within two business days is
Select one answer:
spot
overnight
overdraft
forward

Question 2
The procedure for calculating and collecting interest is determined
Select one answer:
upon completion of the credit transaction
by agreement of the parties to the credit transaction
in a centralized manner
spontaneously

Question 3
A feature of the modern credit system is
Select one answer:
differentiation of lending
contractual basis
directivity of lending
dependence only on own funds

Question 4
You have a repaid loan, on which you allowed delays. In six months, you plan to take out a new loan from the bank for a car. Should you think about the quality of your credit history?
Select one answer:
Yes. I will take out a loan for a small amount and repay it without delays
Yes. I will open a credit card at the bank where I want to get a loan, but I will not use it
Not worth it. Everything is fine
Yes. I will never use a loan again

Question 5
The "debt limit" defined by the credit line agreement is
Select one answer:
the maximum amount of the borrower´s one-time debt during the term of the credit line agreement
distribution of investments between different types of securities
the total amount of money that the borrower has the right to receive during the term of the credit line agreement
distribution of investments between different types of investment projects

Question 6
According to _______, international loans are divided into commodity and currency.
Select one answer:
technique of provision
security
purpose
types

Question 7
According to _______, a distinction is made between the central bank´s discount rate, bank interest, and interest on pawnshop transactions.
Select one answer:
types of investments with the involvement of credit
types of credit institutions
forms of credit
types of operations of credit institutions

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