BANKING OF RFET LABORATORY WORK

LABORATORY WORK on the discipline "BANKING" RFET

OBJECTIVE 1
However, the main function of the bank is considered to be lending. Imagine yourself as a banker. An entrepreneur came to you and asked for a loan to open a new business.
What documents do you need to request from an entrepreneur in order to decide on a loan?
Make this list in the Answer Form.

OBJECTIVE 2
As a second assignment, we suggest that you calculate the creditworthiness of 4 enterprises and make their rating as borrowers.
Your bank has developed the following system of coefficients classiness:

PROBLEM 3
Imagine that an unscrupulous borrower has overdue payments on the loan and should have owed you 150 thousand rubles.
List the steps that the bank can take to repay the principal and interest on the loan.

OBJECTIVE 4
Calculate the size of the leasing payment by the fixed amount method for the following situation.
The cost of leasing fixed assets - 56 thousand rubles. Leasing term is 4 years. Interest bearing machine (including commission) - 16
% Per annum. Payment of leasing payments is made in equal amounts 2 times a year.

PROBLEM 5
Calculate the amount of leasing payment using the minimum payment method.
The cost of leased equipment - 56 thousand rubles.
Leasing term is 2 years. The rate of depreciation is 10%. The interest for the loan is 15% per year. The commission rate agreed upon under the contract
Remuneration of the lessor - 4% per annum of the cost of equipment. The VAT rate is 18% of the proceeds from the sale of equipment.

ACTIVITY 6
Fill in the mortgage contract, which is on the answer sheet. And also describe the process of reassuring the contract: what
The operations must be carried out in order for the contract to be recognized as valid.
For filling you will need some data: