Basics of Banking test answers 40 questions

Fundamentals of banking test, 40 questions.

Task 1.

Question 1: What is a bank in economic relations?

1. The creditor;

2. The borrower;

3. The intermediary between the lender and the borrower;

4. The lender, the borrower, the mediator between them;

5. there is no right answer.

Question 2. What is the name of the operation receiving cash deposits, granting different types of credit, purchase of bills and checks, commission transactions in securities, transactions with property acquired commitments on loans before maturity, cashless payments and settlement services?

1. banking operations;

2. business transactions;

3. credit operations;

4. loan operations;

5. there is no right answer.

Question 3. What is the association of people together implementing the program or purpose, and acting on the basis of certain rules and procedures?

1. company;

2. The institution;

3. Organization;

4. Corporation;

5. Holding.

Question 4: What is the product of the bank?

1. The formation of the means of payment (money supply)

2. services in the form of loans,

3. Services in the form of guarantees,

4. consultation, property management;

5. Formation of payment instruments (money supply), services in the form of loans, services in the form of guarantees, sureties, consultation, property management.

Question 5: Where can get additional appropriations company in the market?

1. from other companies;

2. in the bank;

3. sources other than their own savings not;

4. from other companies and the bank;

5. there is no right answer.

Task 2.

Question 1. Insert the missing word in the sentence: "The history of the ancient ages economy ... it is sufficient to complete information about when any banks which operations are carried out, which was the driving force behind their development."

1. The left;

2. Do not leave;

3. precisely defined;

4. Save;

5. there is no right answer.

Question 2: Where and when the first bankers?

1. Venice and Genoa in the XIV and XV centuries .;

2. London in the XIV century .;

3. Russia in the XIV century .;

4. Holland in the XV century .;

5. There is no right answer.

Question 3. What is Italian meaning of the word "bank"?

1. credit;

2. the loan;

3. table;

4. chair;

5. money.

Question 4. What were the moneychangers with their special tables in ancient Greece?

1. trapezidy;

2. mensarii;

3. ATMs;

4. bankers;

5. there is no right answer.

Question 5: What was the cost of credit in Russia during the time of Yaroslav the Wise?

1. 20% per annum;

2. 40% per annum;

3. 60% per annum;

4. The marginal rate of not more than 20% per annum for short-term loans - 40% per annum;

5. there is no right answer.

Task 3.

Question 1. What were BC Roman bankers, specializing in money-changing reality?

1. The money-changers;

2. kumulyarii,

3. Argentario;

4. bankers;

5. there is no right answer.

Question 2. How many institutional units is a modern credit system?

1 of 2;

2 of 3;

3 of 4;

4 of 5;

5. there is no right answer.

Question 3. How do rates differ between a bank and commercial loans?

1. The composition of the participants, the object of the loans;

2. The dynamics, the amount of interest;

3. Scope of operation;

4. The composition of the participants, the object of the loans, the dynamics, the value of percent area of \u200b\u200boperation;

5. there is no right answer.

Question 4: What is the loan which is provided by one enterprise to another functioning as a sale of goods on a deferred payment?

1. a bank loan;

2. production credit;

3. The commercial loan;

4. household credit;

5. there is no right answer.

Question 5. What is the loan which is provided by banks and other financial institutions of legal entities (industry, transport, trade companies), the public, government, foreign cus